Retirement & Longevity Planning

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As people are living longer, retirement planning as we know it is being replaced by longevity planning, a concept that requires holistic thinking from the individual, family and societal perspectives. Retirement once meant leaving the workforce to pursue leisure activities, but today's aging population is reinventing life after 65.

Financial planning is critical to enabling individuals to address traditional long-term planning questions. However, ensuring quality of life in longevity is equally important. How will you stay involved in your community or grab coffee with a friend? Do you want to volunteer or work part-time? Are there opportunities for lifelong learning?

AgeLab works with financial services companies, banks, and insurers to explore how people think about longevity issues throughout the lifespan and take action to plan for life tomorrow. Furthermore, we examine the role of engagement, advice, and trust across generations in ensuring financial preparedness.


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AgeLab's research about retirement and longevity planning spans a variety of topics. Learn about some of our projects here.

Prompting Savings Behavior through Social Comparison

Student Loan Debt & Longevity Planning

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Preparing for Longevity Advisory Network (PLAN)


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AgeLab researchers use a range of methods to understand people's attitudes and experiences.

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Innovation Studio

Participate in AgeLab Research

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The MIT AgeLab collaborates with its sponsors to conduct research to develop original insights, data and platforms for innovation.

Library shelves containing dozens of published journals.


AgeLab research papers on a range of associated themes.


Meet everyone
Photo of Joseph F. Coughlin

Joseph F. Coughlin

Photo of Adam Felts

Adam Felts

Photo of Alexa Balmuth

Alexa Balmuth

Photo of Lauren Cerino

Lauren Cerino

Photo of Taylor Patskanick

Taylor Patskanick